Have you ever wondered what Dave Ramsey’s Financial Peace University is all about? This video will give you an overview of what the 13 lessons are going to be like. You will get to know Dave Ramsey and learn why he has a passion for teaching individuals about money.
02 January 2010, 8:13 am
Don’t forget the 10% religous tax to the kingdom of men so they can build their buildings with the “T” on top.
02 January 2010, 10:24 am
There are Mexicans walking through deserts to come clean toilets and cook food in this country.
There are ALWAYS JOBS. If you think you are too good to do any of these jobs then be prepared to live like a slave the rest of your life.
03 January 2010, 7:42 pm
@376Susan:
Or you could just take the Financial Peace University class and learn now to live like no one else so later you can live like no one else.
Many church groups will help you pay for the classes, or even pay for them outright… can’t beat that price!
09 January 2010, 10:03 pm
Ok ppl bnkrptcy, settlement, & consolidation are HUGE scams trust me ive been taken for a few rides…i did research and found an AMAZING, & unique comp called debtcrisissolutions(dot)com that doesnt do any of the usuall scams but actually wiped out my unsec debts like credit cards n personal loans and also protected my house n bank accnt from creditor liens..they charged me such a great price no monthly stupid payments..If anyone is looking for real honost help you should call 347-492-4014
13 January 2010, 3:17 am
Pre-gaming can go a long way towards lowering those booze tabs. I haven’t bought more than 2 drinks at any bar in a long time.
15 January 2010, 5:42 pm
@King
1.Rich people live like they are poor, and poor people live like they are rich. I would not take financial cues from a bum because they are the worst with money. If they aren’t spending money on an addiction, they are spending it on restaurant food.
2.Bankruptcy is theft; why would anyone promote it?
3.Saving money by being thrifty doesn’t sound stupid to me, however your examples of being thrifty are absurd.
Your comments lack substance, which is evidenced by your many thumbs down.
18 January 2010, 2:23 pm
I’ve taken the class and in 2 yrs, have paid off right at $40k of debt…it works only if you work the plan and want to get out of debt… I had stupid debt and debt that happened because of things beyond my control….Dave showed me the way and I will be out of debt in the next few months… taking this class will be the BEST thing you can ever do or recommend to someone who needs financial help….. decreasing debt will decrease lots of stress….
21 January 2010, 6:12 am
King you obviously know nothing of bankruptcy, otherwise you to would never recommend it to anyone ever! It is one of the hardest things I have ever seen anyone get through and it follows you for many many years! This is why he doesn’t recommend it genius! When your broke busted and disgusted, you will understand why he is so important to so many people! Its a way to get a life we always dreamed of FREEDOM baby!!!!
22 January 2010, 1:03 pm
you’re a joke, buddy
haven’t you ever heard of a term called “common sense” before
its common nowadays that stupid people do stupid things like that, but not Dave, what are you, an idiotic mess
25 January 2010, 5:59 pm
dave ramsey IS A JOKE. just a brand promoting himself. do u know y you guys are in debt? marriage and kids. you know why he dosent promote bankruptcy? he’s endorsed by BANK investors. i can teach you to save money…talk to a bumb. use news paper as a blanket. y spend 50$ when u can get a newspaper. Recycle napkins and go to Mcdonald to refill your ketchup bottle. sounds stupid? thtats your DAVE RAMSEY
27 January 2010, 7:24 am
I work a FT job and a PT job to make my ends meet and to have some left over. I failed to do this and relied on credit cards for the first ten years of my marriage, and we almost lost everything – with four kids. DUMB. take matters into your own hands. the government isn’t going to do anything for you, at least, nothing that won’t financially bury your children and grandchildren. get a job, then, get another. WORK. Dave’s plan works, it takes some time, discipline, perseverance and patience.
29 January 2010, 10:57 pm
you have no idea what you’re talking about. Dave has programs specifically designed for the self-employed. and to the unemployed, the first thing he’d recommend is: get a job, or three. it isn’t that fat times of the late 90’s anymore people.
31 January 2010, 9:04 pm
eheh cheers…
In a few hours time, my pay will come through and I will put a nice hefty amount on the card i used for drinks… and then thats it,…. its paid.. done and dusted.. now I need to move on to the next card.. but I will get there and be debt free.. just need to stick at it, never lose hope and just keep goin….
03 February 2010, 2:33 pm
Beer then whiskey?
Ugh…You’ll need the extra savings from not owing on your credit card for some alka seltzer.
Congratulations, though.
05 February 2010, 2:42 pm
started of with beer….. then jim beam….
then… all sorts…
but all good…. since that Time I am one day of from paying that credit card….
so…. i have redemed my self since then
08 February 2010, 4:52 pm
Minimum wage is more than enough. You’re the spoiled brat who can’t live with 5 roommates.
12 February 2010, 4:49 am
What kind of drinks?
12 February 2010, 6:06 pm
Can you deliver pizza? They are always hiring… I just called.. There are always ways to generate income even if they suck… but you have to do what you can for your family.
For these people who have lost their job, are in the process of losing their, and still have debt, Dave answers their specific questions with on his show. If you can’t get a job in that area you are in, MOVE. Short sell the house, sell that car that has a 15k note on it and get beater.
15 February 2010, 5:49 pm
Again you miss the point. We are not talking a ordinary recession or few months without a job- you are talking over 6 months to a year. It will take till 2013 for US Unemployment to get down to 5%. The USA is losing jobs to foreign competitors and our young people can’t find work that pays a living wage. What is needed is a way to start businesses when you are dead broke! Dave Ramsey needs to get out of the Republican Country Club and start living among real people. His ideas are out of date.
18 February 2010, 6:19 pm
If you really looked into his program, you would see forms specifically for self employed or irregular income and also DOZENS of sections regarding unemployment and when times “get tough.” If you had no debt and $10,000 in an emergency fund, a job loss would be a mere inconvenience while you spend a few months searching for a new (possibly better and higher paying) job.
19 February 2010, 3:18 am
Financial Peace University offers solutions that do not apply half of the USA. Problem is that Ramsey assumes employment is constant, and income is stable. NEITHER IS TRUE IN TODAY’S ECONOMIC DOWNTURN. If one cannot project income (true for the self employed, unemployed, or partially employed) then budgeting is meaningless. So is income growth, investments etc What Ramsey needs to focus on is helping people generate income and avoid exploitation! Young people today must reinvent the economy.
21 February 2010, 3:10 pm
I spent $175 bucks on drinks last night..
Thats a set back and I hate doing it..
22 February 2010, 3:32 am
We are in week 4. Good stuff.
23 February 2010, 7:02 pm
Dave is extreamly funny! go to fpu! and he teaches you how to be a billionaire!
20 April 2010, 8:05 am
Браво, великолепная фраза и своевременно…
You will get to know Dave Ramsey and learn why he has a passion for teaching individuals about money…..
15 July 2010, 4:37 pm
Buy:Zocor.Amoxicillin.Lipothin.Aricept.Nymphomax.Buspar.Wellbutrin SR.Lasix.Benicar.Zetia.Ventolin.Female Cialis.Seroquel.Prozac.Female Pink Viagra.Advair.SleepWell.Lipitor.Acomplia.Cozaar….
22 July 2010, 12:20 am
Buy:Female Cialis.Seroquel.Lasix.Benicar.Aricept.Acomplia.Lipothin.Prozac.Wellbutrin SR.Amoxicillin.Female Pink Viagra.Zocor.Ventolin.Lipitor.Buspar.SleepWell.Advair.Nymphomax.Cozaar.Zetia….